Job Reference: 38915
Job Type: Temporary Vacancy
Job Location: Guernsey

Our client is seeking a Credit and Lending Services Legal Officer for an 18-month fixed-term contract. In this full-time role, you will be an integral part of the Credit and Lending Services Team, supporting the effective execution, completion, and ongoing management of lending transactions throughout their lifecycle. The position encompasses various responsibilities that lie at the intersection of legal support, lending execution, credit processes, and portfolio administration. You will help ensure that lending matters are progressed efficiently and accurately, in compliance with internal legal, credit, operational, and risk management protocols, enabling the organisation to maintain a high level of service and professionalism in its high net worth lending operations. Job Duties: Support the completion of lending transactions by preparing and finalising lending documentation, facilitating simple transactions to completion as required. Manage or assist with lending transactions through to drawdown, including monitoring credit-related matters. Provide guidance to the lending team on client or transaction matters that arise. Identify, escalate, and resolve legal, credit, operational, or completion-related issues promptly, collaborating with the Head of Credit and Lending Services, Credit Committee, relationship managers, or external counsel as needed. Adhere to internal processes and procedures to effectively manage and mitigate legal, credit, and operational risks. Coordinate post-drawdown activities, including managing standing orders, direct debits, client care letters, and maintaining accurate records. Respond to queries from relationship managers and external parties, supplying appropriate updates on lending matters as required. Maintain security and loan records in accordance with internal procedures, ensuring accuracy and completeness. Support effective management of legal, credit, and operational risks concerning the lending portfolio by following internal processes and escalating issues as appropriate. Update client and lending records in the banking system to ensure accuracy. Assist other department members as necessary. Instruct and liaise with external counsel regarding new loan facilities, renewals, extensions, and related matters. Collaborate with relationship managers, clients, and solicitors to complete new loan facilities and renewals. Draft, finalise, and issue facility documentation for new loan facilities and amendments. Maintain and update precedent documentation for the department's document bank. Participate in projects aimed at improving team efficiency through modern technologies. Identify and propose opportunities to enhance processes and controls. Support lending transaction reporting and portfolio management activities, liaising with colleagues as required. Review facility documentation prepared by other team members, ensuring compliance before finalisation. Job Requirements: Experience as a paralegal, legal assistant, or in credit operations, lending administration, or deal management. Knowledge or experience in property transactions, banking, finance, secured lending, or loan administration is advantageous. Familiarity with lending documentation and completion processes, or willingness to develop this knowledge. Proficiency in using AI-enabled productivity tools to enhance efficiency and support decision-making. Excellent verbal and written communication skills. Client-focused attitude, committed to providing high-quality service. Organised, collaborative team player with a commercial outlook. Enthusiastic, proactive, and adaptable in a busy environment. Ability to manage a varied workload effectively against competing deadlines. Willingness to take ownership and drive matters forward to completion. Attention to detail, particularly relating to documentation. Confident in using Microsoft Office, especially Word and Excel. Cultural awareness and sensitivity, both individually and corporately. Ability to work independently and within a collaborative team. What You’ll Love: You will find yourself in a friendly office environment that fosters a people-centric culture, where collaboration is encouraged. Employees benefit from a flexible working environment designed to enhance connectivity within teams. Could this be the right opportunity for you? If this opportunity sounds right for you, we’d love to hear from you. Our friendly and experienced recruitment team is here to answer your questions, offer guidance and support you throughout the process. Simply submit your CV in confidence, and our Candidate Manager will arrange for one of our consultants to get in touch to organise an initial meeting, either face to face, via Microsoft Teams, or by telephone, whichever suits you best. We look forward to getting to know you and learning more about what you’re looking for.

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